No Surprises Act · plan-side

Every IDR deadline kept. Every offer anchored to the QPA.

Avertyn is the case system for the plan side of the No Surprises Act. Notices come in, the business-day clocks start, eligibility is checked, the offer is built on the qualifying payment amount, the packet is ready before the window closes — and a person approves every step.

For TPAs, health plans and the teams defending them. No card. Sample data until your BAA is signed.

platform.avertyn.com
A case open beside the Cases queue: the next step and offer, the NSA timeline and the notice dates
85%
of federal IDR payment determinations in the second half of 2025 went to the provider; plans prevailed in about 14%.
2.5M+
disputes initiated in 2025, about 75% more than in 2024. Each one carries its own deadlines; a missed one is a payout.
445% of QPA
the median award to prevailing providers in 2025 — the number the plan pays when the provider's offer wins.

Sources: CMS Federal IDR supplemental background, Jul–Dec 2025 (85%, 14%, 1,372,563 disputes; Jan–Jun 2025: 1,186,812) · CHIR / Health Affairs, Aug 2026 (median award 445% of QPA). Market figures, not a promise about your book.

How it works

Two clocks. Avertyn runs both.

The No Surprises Act is a sequence of business-day windows. Most disputes should end in the first one, where there is no fee and no arbiter.

Clock 1No fee · no arbiter

Open negotiation · 30 business days

Notice receivedDay 30

The provider's notice starts a 30-business-day window to agree a payment. Settle here and the dispute is over.

  • AvertynReads the notice, opens the case, counts the days (federal holidays included), checks eligibility, pulls the QPA.
  • AvertynDrafts the response from your template — every template cites the rule and is yours to edit.
  • YouApprove and send: email, print, fax or mail. Every contact is logged.
Clock 2 · only if clock 1 failsFees · one offer wins

Federal IDR · days counted to the deadline

IDR initiatedOffer due

The provider initiates within 4 business days of the window closing; offers are due 10 business days after the IDR entity is chosen. The entity must pick one party's offer — there is no splitting the difference (45 CFR 149.510(b)(2), (c)(5)). Each party pays a $15 administrative fee; the losing party also pays the IDR entity, $425–$800 per single determination in 2026.

  • AvertynTracks IDR entity selection, eligibility objections and the offer deadline; batches related claims under the batching rules.
  • AvertynBuilds the offer and position statement on the QPA, with the written explanation for each number.
  • YouFile in the federal IDR portal and record the confirmation. Avertyn keeps the packet and the outcome.

Avertyn does not file in the CMS portal for you and is not a law firm. It prepares, counts, drafts and records; your team decides.

Product

Four things, done on every case.

Deadlines that cannot be forgotten

Business-day maths with federal holidays, a countdown on every case, reminders by email and on the phone — pushed to the person who owns the case, not a shared inbox.

The Cases queue with a due-soon countdown on each row

Eligibility and the QPA, explained

Each dispute is screened against the eligibility rules and the plan's qualifying payment amount, with a glass-box explanation you can hand to an IDR entity — or a plan sponsor.

The Explain panel for a dispute

An agent that drafts; people who approve

Responses, offers and position statements are drafted from your templates and the case record. Each draft shows its reasons; nothing is sent or filed without a person. Money decisions take two people.

The agent feed with a draft waiting for approval

Filing packets and a ledger that holds up

Batch related claims, pick the IDR entity, generate the packet, record the portal confirmation. Every action is written to a hash-chained ledger your auditors can read.

The Filing pipeline
The record

Everything a dispute needs, in one case.

Notices in, cases opened

A provider's open-negotiation notice or IDR initiation arrives by email to your workspace address, as an upload, or as a photo of the paper notice taken in the app. The fields are read, the clocks start, and a person confirms the case.

Templates that cite the rule

Every pre-built response, offer and position statement cites the regulation it relies on and is written for the plan side. Copy one into your library and the platform requires at least 20% of its wording to change before it can be approved or filed.

Templates are starting points, not legal advice.

Help that cites the rule for this case

Ask a question in plain words and get the term, the citation to 45 CFR 149.510 and what it means on the open case — its deadline, its QPA, its numbers.

Intelligence on who files against you

Initiator scorecards, exposure by employer plan, and how each IDR entity decides — the leverage you bring to a negotiation and the report you bring to a renewal.

Reports and a portal for plan sponsors

Scheduled reports, a defense report per case, and a read-only view for the employer or auditor who asks what happened to their money.

A ledger that holds up

Every action — automated or human — is written to a hash-chained ledger with the actor and the reason. Payment decisions are staged by one person and released by another, who retypes the amount.

Trust

Built to be audited.

  • Protected health informationOnly after a signed Business Associate Agreement. Trial workspaces hold sample data; sending is off until an admin accepts the BAA.
  • IsolationOne multi-tenant database with row-level security per workspace; every action checked against the role.
  • HostingData stored and processed in the United States.
  • AccessRoles for admins, managers, analysts, auditors and viewers; SCIM 2.0 provisioning; SSO configured with your identity provider on request.
  • AuditHash-chained action ledger, exportable; API keys and webhooks for your own systems.
Company

Firmly on the plan side.

Avertyn is built for the people who administer and defend health plans under the No Surprises Act — TPAs, plans and the advisers who work for them. It does not represent providers and it is not a law firm.

Software, not a contingency service: you pay for the disputes you work, and nothing leaves the platform without a person.

Exposure calculator

What an under-defended book costs.

Three sliders, public outcome ranges, no sales fantasy. A real exposure report uses your own claims.

500
Out-of-network claims that reach open negotiation or IDR.
$350
The in-network benchmark the statute points arbiters to.
3.0× QPA
How far above the QPA providers ask.
At risk of overpaying this year
$245,000
If ~85% of these disputes are lost or defaulted above an offer at 125% of the QPA — the 2025 provider win rate applied to your numbers.
$306,250
Demand above a defensible offer — the pool in play.
$11,880
A year of the Team plan against it — 150 disputes a month included.
Get this as a real report — free

Illustrative. Applies public federal IDR outcome ranges (CMS public use files, Peterson-KFF) to the numbers you enter. Results depend on your book, your specialties and the IDR entity.

Compared

Defending a case versus forfeiting one.

On every disputeSpreadsheet and inboxA repricer aloneAvertyn
DeadlinesCounted by hand; easy to forfeitNot their jobEvery window, in business days, with alerts
EligibilityRarely checkedNot checkedScreened on every case, with the reason
The offerNear the demandA number without a defenseAnchored to the QPA, explained in writing
The recordEmail threadsPartialHash-chained ledger, every contact logged
Priced onStaff timeA share of "savings"The disputes you work
Apps for Android, Windows and Mac

The deadline follows the person who owns it.

  • Deadline alertsDue tomorrow, due within two hours, overdue — on the phone, with the case one tap away.
  • Scan a noticePhotograph a paper notice or open the PDF; the fields are read and the case opened on the spot.
  • Approve anywhereReview the agent's drafts and approvals from the queue; biometric lock on the app.
  • Same workspaceCases, inbox, tasks and billing — the web platform and the phone share one record.
The Today screen on the Android app
Pricing

Priced by the work, not the headcount.

Each plan includes a monthly allowance of disputes and a number of writer seats. Readers are free. A dispute is counted once, in the month it is opened, and every charge traces to a line in your usage ledger.

Starter
$249 / month
25 disputes a month · 1 writer seat · $8 per dispute over. A consultant or a two-person TPA.
Team
$990 / month
150 disputes a month · 5 writer seats (+$49 each) · $6 per dispute over. Federal IDR filing, inbound notices, dual-control payments.
Enterprise
from $36,000 / year
500 disputes a month, sized with you · unlimited writers · SSO, SCIM, API, audit export.
Full pricing and the outcome riderFounding rate: 15% off Team for life for the first 20 workspaces, through Dec 2027.
Questions

The ones worth asking.

Does Avertyn file to the federal IDR portal?
No. Avertyn prepares the packet — offer, position statement, evidence — and tracks the deadline. A person on your team files in the portal and records the confirmation number in the case; from there Avertyn tracks the determination and the payment.
Is this legal advice?
No. Avertyn is software, not a law firm. Templates cite the regulation they rely on and are starting points you adapt to your plan; the platform checks that you have made them your own before they are used.
What does the agent actually do on its own?
It reads notices, counts deadlines, checks eligibility, drafts responses and offers, and queues reminders. It does not send, file or move money. Anything that leaves Avertyn waits for a person, and payment decisions take two.
We already use a repricer. Why this?
A repricer gives you a number. It does not track the open-negotiation and IDR windows, screen eligibility, write the explanation an IDR entity reads, or keep the record. Avertyn turns the repricer's number into a defended case.
Where does our data live?
In a multi-tenant database with row-level isolation per workspace, in the United States. Trial workspaces hold sample data only; protected health information is allowed only after a Business Associate Agreement is signed. Every action is written to a tamper-evident ledger.
Can plan sponsors and auditors see their cases?
Yes, as readers — free on every plan. They see the cases, the ledger and the reports for their plans, and cannot change anything.

See what your book is exposed to.

A free exposure report from a claims or remittance export: disputes at risk, likely defaults, dollars above a defensible offer. No card, no sales call — one message back from a person.

We reply from a named person. Nothing is resold.